I could get behind this idea and it gets expensive insurance
out of your regular doctor visits loop entirely. What does everyone think?https://finance.yahoo.com/news/kind-doc ... 07240.html
that's fine for routine visits, and well care, but what happens when you need surgery, testing, diagnositic scanning, rehab care, both physical and other types, mental health care, etc. Costs would be STAGGERING under that model. Absolutely staggering, because every stage remains a profit center, and I literally see no restraint on pricing whatsoever.
That's my point. Since we Americans seem to cherish our capitalistic system, THAT'S what insurance
should be used for. Catastrophic care. Just like owning a house, you don't buy insurance
for regular maintenance and repairs. You buy insurance for catastrophes, like fires and floods and pay out of pocket for painting or plumbing repairs. Same with your own body. You pay out of pocket for routine yearly care and it doesn't break the bank. It's cheap and routine, making it something you'd willingly have done yearly to stay healthy because it's cost effective. NONE of that care should be paid for through insurance. Now if you want protection from serious illness or accidents, THEN you can optionally
buy insurance. Currently, no surprise, it's called "catastrophic insurance coverage". Along with that, there should be insurance tiers
based on cost as well. One tier for accidental unforeseen injuries and mild illnesses and one for more serious illnesses and especially end of life care. I can guarantee you most people in this country wouldn't be able to afford the latter type of insurance either.
Now, if people decide that they don't like that model
and I'm guessing that only capitalists and conservatives would love it, then making health care a basic human right and offering government run and administrated single-payer is the only
other way to go. If we all believe that ALL life is precious, we should ALL be willing to pay the price. Personally, I'm in that camp. The young have to fork over the cash to support their elders, because eventually they'll
be elders and they'll
eventually use it too. What goes around comes around. None of this half-assed system we currently have, with it's requirement
to pay for expensive private insurance
, currently called Obamacare. Everytime I see some insurance company's CEO pay, or the huge sucking infrastructure just to administer all that paperwork, I cringe and want to strangle someone. Also, requiring the purchase of insurance in any system without any form of rationing or cost controls
creates a vulturous money pit of a system that's unsustainable. That would be especially true with single-payer as well. People will always
take what they can take, money be damned because no one wants to get sick, or suffer, or die. Make no mistake, with Boomers reaching their 60's and 70's now, they're
the ones who are currently breaking the system, because they're
the ones who's bodies are old and failing and they're
the ones who DO want expensive end of life care without any consequence or thought to costs. They're saying, "Heal me and find a way to pay for it or I die". Sounds just like a few of those people at those recent town halls, doesn't it?
Let me ask you this slick. How many people in this country can manage to save up at least a million dollars for retirement? How about another separate million for just for health care protection in their old age? I can tell you very damn few are that fortunate. Plus, how far into future before it's 2 million that's required? Or 3 or 4 million? If people can't even save that much for their senior years just to live on
, how in the hell can people expect to pay for health care when they reach old age? They can't. It's not possible. Most people just don't get paid that much in their lifetimes. Either we support each other, or we don't. With our country's current phobia of anything even remotely smelling of socialism, we won't. However, if we've stomached Social Security for all these years, we should
be able to stomach Medicare for all
for God's sake.